Apple pay - Good or Bad?

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Apple pay allows payment through Near field communication and touch ID to purchase items with ease. Apple pay works by holding your iphone near the contactless reader, This eliminates the use of carrying cash around.
  

  • Apple pay technology is not available for all iphone, it's available for iPhone 6, iPhone 6 plus and the apple watch which was announced last week.


The experience from apple pay may be better than Google wallet, Apple pay requires the use of fingerprint while Google wallet requires extra steps such as waking up the screen and entering a pin.

BAD
Apple touch id / Finger print sensor allows the use of fingerprint which can be stolen through touching items but google wallet requires the use of pin which is more secure .

GOOD
Encryption: credit card drtais are not stored on devices or apple's server or transfered or visible to anyone. instead apple payassigns each credit and debit card with a unique encrypteddevice account number to process payments.









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